Dynamics of financial education in the personal finances of students of the Universidad Tecnica de Machala, Ecuador. Journal SCIENCEVOLUTION, [S. l.], v. 4, n. 12, p. 190–200, 2024. DOI: 10.61325/ser.v4i12.144. Disponível em: https://www.revista.sciencevolution.com/index.php/sciencievolution/article/view/144. Acesso em: 6 jun. 2026.